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OD / CC Loan

Manage your working capital efficiently with our Overdraft (OD) and Cash Credit (CC) Loan facilities. Access funds whenever required and pay interest only on the utilized amount.

Loan amount
₹2 Lakhs – ₹2 Crores
Interest rate
Starting from 12% onwards
Repayment
Weekly & Monthly repayment options

Features

  • Loan Amount: ₹2 Lakhs to ₹2 Crores
  • Interest Rate: Starting from 12% onwards
  • Repayment Tenure: Weekly & Monthly repayment options available
  • Flexible withdrawal facility
  • Improve business cash flow management
  • Quick sanction process

Our OD/CC Loans provide businesses with the financial flexibility needed to handle operational expenses and short-term funding requirements.

Eligibility

  • Business vintage 3+ years
  • Banking turnover ₹50L+
  • Profitable last 2 yrs

Documents required

  • KYC
  • Audited financials (2 yrs)
  • Bank statement 12 months
  • Stock & debtor statement

Processing time

7–10 working days

Apply now

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